.service-process{border-top:1px solid #d7dfd3}.service-process .section-heading{margin-bottom:36px}.service-process .section-heading p:not(.eyebrow){max-width:600px;color:#637064}.process-flow{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;list-style:none;margin:0;padding:0}.process-flow li{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid #d7dfd3;border-radius:16px;padding:26px 22px;text-align:left;min-width:0}.process-flow li:not(:last-child)::after{content:"→";position:absolute;right:-23px;top:43px;width:22px;text-align:center;color:#66816e;font-size:21px;z-index:1}.process-number{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#eaf0e3;color:#203e33;font-weight:700;font-size:14px;margin-bottom:22px}.process-flow h3{font-size:20px;line-height:1.3;margin:0 0 12px}.process-flow p{font-size:15px;line-height:1.7;margin:0 0 24px;color:#58675e}.process-owner{font-size:12px;line-height:1.5;color:#637064;margin-top:auto;border-top:1px solid #e5e9e1;padding-top:16px}.process-next{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:30px;padding:26px 30px;background:#edf2e8;border-radius:14px}.process-next h3{font-size:21px;margin:0 0 6px}.process-next p{margin:0;color:#58675e}.process-next .button{flex-shrink:0}.process-privacy{font-size:13px;line-height:1.7;color:#637064;max-width:820px;margin:20px 0 0}@media(max-width:900px){.process-flow{grid-template-columns:1fr;gap:24px}.process-flow li{padding:24px 24px 24px 88px}.process-number{position:absolute;left:24px;top:24px}.process-flow li:not(:last-child)::after{content:"↓";top:auto;bottom:-24px;left:33px;right:auto}.process-flow p{margin-bottom:16px}.process-next{align-items:flex-start;flex-direction:column;padding:24px}}@media(prefers-reduced-motion:reduce){.service-process *{scroll-behavior:auto}}